FHA Loans | FHA Loan Requirements for bad credit - Aspire Lending

TODAY'S RATES *View APR disclosure.

Conventional 15 Year - Fixed
2.25% Interest*
3.258% APR*
Conventional 30 Year - Fixed
2.25% Interest*
3.337% APR*

FHA loans offer more flexibility

With a 640 credit score minimum and a lower down payment option, this loan program insured by the Federal Housing Association is a great option. We are here to answer your FHA questions and help you reach your mortgage goals.

Get Started

We are shifting the
status quo

  • Most Competitive interest rates in the market
  • Low lender fees available
  • Fast pre-approval gets you offer-ready
  • Simple online mortgage process
Get Started

Hear from our customers!

John Waggoner
Have not closed on our loan yet waiting to hear on a date. But so far process has been easy.
Stephanie Iversen
Tony McClelland
Everything involved with Texas Lending and refinancing my home has been quick and easy so far. The emails they send you to communicate the process are very easy to understand and use.
Robert Brannon
Todd Luther
Scott and team were great. Fast, professional and knowledgeable when working with us on our refinance. Couldn’t have been easier!!
Brenda Latham
TexasLending lowered my interest from 4.3% to 2.5%. I worked with Michael Frank. He was extremely professional and very responsive. The whole process was relatively fast. I am not a newbie to the process but was very impressed with the videos he sent to help walk people through the process and to have an idea of what to expect. The videos were a first for me and what a great idea!
cash link
David Torres
A very good experience by a professional team everything was handled in a good timely manner. Everyone take time to hear my needs and gave good advice
John Del Barrio
Sheila and Chad were awesome to work with. They helped me every step of the way, and were always responsive.
Jan Verkaik
Best Rates Prompt responses
Kimberly Barnes
I did a refi with Texas Lending and my experience was great! They were fast, professional, and the customer service has been exceptional!
Ramona Bellard
Great experience. Personable, kind, and caring team. They made the process easy and enjoyable.

Ready to start your mortgage?