USDA Home Loans | USDA Rural Development loan requirements

TODAY'S RATES *View APR disclosure.

Conventional 30 Year - Fixed
2.375% Interest*
2.913% APR*

USDA loans benefit rural home buyers

The United States Department of Agriculture offers rural home buyers a great mortgage option. If you are buying a home in a rural area, the USDA mortgage program could help you buy a home with 0% down payment option.

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We are shifting the
status quo

  • Most Competitive interest rates in the market
  • Low lender fees available
  • Fast pre-approval gets you offer-ready
  • Simple online mortgage process
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Hear from our customers!

Bryan Miller
Texas Lending made it super easy to get a cash out refi completed. I'm very happy with how quickly everything went through and with the fee's I paid. I didn't feel like I got raked over the coals with needless charges. Thank You so much!!
Deborah Graves
Helped us navigate some sticking points that we would have had trouble doing on our own!
Travis Wallace
Good experience after dealing with the Q'n clowns.
Heather Larson
Texas Lending was able to get our refinance done in significantly less time than we had expected. Their rates were the lowest we found and fees were reasonable. The communication with our loan consultant, Derrick, was great. He made himself available to us along the way and went the extra mile to help get our loan moved through quickly. We have had much less positive experiences with other lenders- a big thank you to Texas Lending for making the process easy and taking the time to keep us informed.
Sandra Stagg
Mark Williams
Mostly great experience
randy king
Overall the experience was great. My only suggestion was during the early stages I needed more explanation of what and when next steps would be occurring.
Kenneth Brown
Lupe was very easy to work with. Fantastic experience with him!
Sally Stoesz
These guys have a great team. Shiela Fargnoli and Stephanie Smith were wonderful. I’m very happy with my house. The process was smooth and they answered my questions, explaining things I didn’t understand and got me what I needed, and got my house financed )
Steven Mason
Thank you for a seamless experience! John and Cecilia were both very responsive, and easy to work with. Highly recommend!
Sam Maurer
Christopher McDill
Derrick and Zach were fantastic. Perfect job on a quick timeline!! Strongly recommend to anyone.

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